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It’s unclear whether this is going to be good news for Africans, over the long term. If the continent can leapfrog plastic cards and move straight to incorporating everything on one device, that’s great. On the other hand, once they’re established, phone-based payments systems like M-Pesa and Zaad can extract enormous rents, since the barriers to entry are all but insurmountable.
Author: - Kirjoittanut: Anonymous, 03/20/2021,